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How do credit officers use NKTg AI?

Quickly spot loan conditions, risks, obligations, and commitments in contracts and reports

A credit officer may need to read dozens of files a day, including credit contracts, financial statements, appraisal reports, business plans, collateral files, meeting minutes, and other related documents.

NKTg AI helps users decide which direction to read a document from first, instead of trying to read everything from the start.

Scenario 1: Reading a credit contract

After analysis, NKTg AI shows AMP = 71%, indicating the contract focuses on enforceable clauses.

Read the Core Content first, which usually contains:

Scenario 2: Reading a credit appraisal report

Analysis result: DAMP = 68%, showing the report focuses on analysis of:

In this case, focus on reading the risk assessment and conditions sections instead of looking for a single Core Content sentence.

Scenario 3: Reading a credit issuance procedure

Analysis result: AMP = 49%, DAMP = 47%STABLE state.

This indicates the document is a procedural guide with no dominant Core Content. Users should look up the specific chapter or step relevant to the task at hand.

How to use NKTg AI in daily work

Every time you open a document, follow three steps:

Value of NKTg AI for credit officers

NKTg AI doesn't replace an appraisal officer, but helps you access the right information from the start:

Conclusion

In Finance and Banking, effectiveness doesn't just come from reading faster — it comes from reading correctly. NKTg AI helps credit officers understand a document's structure before diving into the details, shortening appraisal time and focusing on the conditions, risks, obligations, and commitments that directly affect a financial decision.